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旅遊折扣 拼車撿人
我粗粗搜了下沒搜到保單,而且你在哪一國借的,保單也肯定會有出入。但是,europcar官網上關於collision damage protection的說明裡有以下排除(不屬於保險保障)的事項:
What is excluded from the protection?
• You will be financially liable for the full cost of the damage to the Vehicle if the damage is caused:
o by the wilful acts of the driver; or 由駕駛員故意行為引起的車輛損失
o by an explosion or fire in (or to) the Vehicle because you are using it to transport dangerous goods (dangerous goods being any product or substance that, due to its nature and/ or main characteristics, is reasonably considered to be dangerous and which, if not transported with appropriate caution and safety, could cause harm to the Vehicle, and to any Third Party within a reasonable distance of the Vehicle); or
o by its total or partial theft or an act of vandalism whilst the Vehicle is left parked unattended.
o by your negligence (which is behaviour that falls below the standards expected of a reasonably sensible person in similar circumstances) or the negligence of your Passengers (for example but not limited to a fire caused by the use or disposal of cigarettes or cigars); 這一條大意是因駕駛員或乘客的過失造成的車損
o because the keys are lost or stolen
綜上,取決於警方事故報告是怎麼寫的,再結合保單看。
另外,https://www.europcar.com/EBE/module/render/General-Rental-Terms-popup
這個頁面裡,第7條說CDW的適用存在例外,例外見第4條,其中包括了:
- travelling on non-paved roads or on roads, the surface or state of repair of which could put the vehicle's wheels, tires or its under body mechanics at risk, 非鋪裝道路行駛或者行駛在可能構成車輛輪子、輪胎、底盤損傷的道路
- in any way which breaks the highway Code, road traffic laws or any other laws. 因任何違反高速公路法規、道路交通法規或其他任何法律引發的車損責任
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