在UK购物刷国内信用卡(我招行的)方便吗? should be ok
汇率是按什么来算的 usually the worst rate against you
到底是走银联通道划算还是走VISA的does it matter much?
我的卡是双通道,在刷卡的时候可以或者说需要特别跟人家说明吧 I think as long as they can get your money, it does not matter
如何说~?Usually in English, sometimes in Chinese also acceptable.